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Accidents happen. But when you’re self-employed, being unable to work isn’t exactly a welcome surprise. That’s why you need proper insurance coverage to protect your income. Find out more about the insurance policies we offer to protect your company, your employees and you, whatever your situation.

"Supporting entrepreneurs": that is Partena Professional’s mission. As business entrepreneurs, you take care of the foundations of our economy. Partena Professional will support your passion by being the perfect partner for your plans with the same dedication and ambition.

As a self-employed person, you must pay social contributions to your social insurance fund. In return, you receive some social rights and benefits (legal pension, healthcare, child allowance, bridging rights, etc.) But how are social contributions calculated? On what criteria is the calculation based? We explain it all here. 

Give your business a new direction, with a merger or acquisition! By taking over a company or merging with another company, you can make your own business stronger and more profitable - if you do it right. Because a take-over or merger is a sizeable challenge, where you cannot leave anything to chance: administration, finance, personnel, ... 1+1 = 1!

At the start of your self-employment career, you always pay provisional social security contributions because they are usually calculated based on your income from 3 years earlier.   

As a self-employed person, you have to pay quarterly social contributions. But what exactly are social contributions? Why do you have to pay them? And how are they calculated? You'll read it here. 

Compensating for your employees' travel expenses Do your employees make use of public transport to get to and from work? Then you are legally obligated to compensate them for their travel expenses.  

By expanding your business activities across borders, your company is taking a huge step. You will have to hire foreign employees and/or send Belgian employees to another country.   

Partena Compass As a self-employed person, you're responsible for your own social security and insurance arrangements. Partena Compass goes further than compulsory social security contributions and insurance fund memberships. We also offer a host of options for extending your social security plan and optimizing your earnings.

Life's dangers can have a considerable impact on your business as a self-employed entrepreneur as they can lead to unexpected hospitalisation or healthcare needs. That’s why it’s vital to give yourself and your employees the best possible health insurance coverage.